Login인기 뉴스AI 에이전트밈 런치패드DeSci탑체인 익스플로러뉴비의 경우100x 코인꿀벌 게임필수 웹사이트필수 앱암호화폐 유명인드핀루키 에센셜함정 탐지기기본 도구고급 웹사이트교환NFT 도구웹3 유니버스계략DApp꿀벌 하이브성장하는 플랫폼기원 후코인 충전로그인웹3 유니계략DApp꿀벌 하이브기원 후집분석분석lywt암호화폐디파이a16z: How Far from Going Public?Related: White House Does the Math: How Much More Could Banks Lend if Stablecoin Interest Were Banned?
Last summer, as the U.S. Congress debated the GENIUS Act, economist Andrew Nigrinis threw out a figure—if stablecoins could pay interest, bank lending could evaporate by $1.5 trillion. That number spread quickly in Washington. Banking lobbyists used it as an argument, some lawmakers used it as a rationale, and the final bill included an explicit prohibition: no stablecoin issuer shall pay interest or yield to holders. The logic was straightforward—if you can earn more money on-chain, who would keep money in a bank? With fewer deposits, banks have less ammunition, and borrowers suffer. Sounds reasonable, right? However, the GENIUS Act did not explicitly restrict third-party platforms from offering interest-like yields. But parts of the currently proposed CLARITY Act seek to close this loophole. In April of this year, the White…# 분석# 암호# 데피# 마켓上一篇
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- Original Translation: Deep Tide TechFlow Introduction: a16z manages $60 billion in assets, this year raising $15 billion. It is also acquiring media networks, securing RIA status, and building a mu...