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Looking back from the vantage point of early 2026, Web3 is undergoing a profound transformation: evolving from early speculative experiments towards verifiable financial infrastructure. Stablecoins are no longer just a unit of account for the crypto market but are being widely discussed as a settlement layer for global payments; RWA assets are moving beyond the pilot stage to become composable financial instruments within DeFi; technologies like smart accounts, intent-based execution, and zero-knowledge proofs are bringing on-chain interactions onto the expected trajectory of mainstream user experience. Based on a systematic review of technological progress, market dynamics, and cutting-edge academic research, we have distilled the ten most noteworthy trends for 2026 in this report: 1. On-chain Treasuries and Cash Management: RWA Moves from Concept to Product 2. Stablecoins: A New Focal Point…# Analysis# defi# Market# Startups# ToolPre
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- Original Author: Maxwell Zeff, Wired Original Compilation: Peggy, BlockBeats Editor